FINANCIAL ADVISER - BRIGHTON

Our client is looking for a Financial Adviser to deliver a holistic financial planning service to prospective and existing clients, providing personalised solutions designed to deliver their financial objectives and to drive new business from existing clients and acquisitions.

Duties & Responsibilities

Client Discovery & Financial Planning

• Conduct comprehensive fact-finding to assess clients’ personal and financial circumstances, financial knowledge, experience, attitude to risk, and capacity for loss.
• Establish and regularly review clients’ risk profiles and financial objectives, ensuring they are specific, measurable, and aligned with their needs and aspirations.
• Evaluate the suitability of existing financial arrangements and recommend tailored financial planning solutions based on thorough product and market research.
• Clearly articulate the rationale, benefits, risks, and potential drawbacks of all recommendations, ensuring suitability and transparency.
• Drafting simple suitability reports from existing templates where applicable.

Client Relationship Management

• Deliver high-quality client service throughout the onboarding process and beyond, working closely with internal teams to ensure a seamless experience.
• Conduct regular client reviews in line with the firm’s Client Service Policy, maintaining strong, long-term relationships and identifying opportunities for additional support or services.
• Complete compliant annual reviews with existing fee-paying clients via video or telephone, ensuring timely follow-up and accurate documentation.

Business Development & Performance

• Meet agreed annual targets for new business income and service-related KPIs.
• Proactively generate and convert new business opportunities, including prospecting and following up with potential clients in line with the firm’s business plan.
• Promote the firm’s central investment proposition and migrate clients where appropriate.

Collaboration & Communication

• Work collaboratively with paraplanners, administrators, compliance teams, and investment managers to ensure holistic, compliant, and efficient advice delivery.
• Maintain accurate records of all client interactions, recommendations, and supporting documentation, ensuring a professional and client-centric approach at all times.

Regulatory Compliance & Professional Standards

• Ensure full compliance with the Financial Services and Markets Act 2000, FCA Conduct Rules, Statements of Principle, and all other relevant FCA regulations.
• Keep up to date with changes in regulation, tax legislation, and market trends to ensure advice remains compliant and relevant.
• Maintain a valid Statement of Professional Standing (SPS) and commit to ongoing professional development.

File and Data Management

• Maintain client files in a compliant and auditable state, ensuring timely, accurate, and complete documentation.
• Adhere to the firm’s data protection, data security, and record-keeping policies, ensuring all client records are securely stored and retained in accordance with regulatory and internal requirements.

Person Specification

Qualifications

• Level 4 Diploma in Financial Planning or Chartered as well as Competent Adviser Status (CAS) and current SPS.

Knowledge and experience

• Demonstrate understanding in all areas of financial advice including: Investments, Pensions, Personal Tax, Estate Planning and Protection; Mortgages and Equity Release where applicable.
• Ensure your Continuing Professional Development is up to date at all times and you meet the CII/IFS minimum CPD annual requirements. Attend compliance and regulatory based workshops, training sessions and completion of CII modules.
• Demonstrate competency in using industry tools to support financial planning such as cash flow modelling software.
• Ensure full awareness and understanding of all internal processes and manage these effectively, working with all the support teams to deliver an exceptional service to clients at all times.
• Previous experience of delivering advice via video meetings and over the telephone.
• Previous use of Intelligent Officer is desirable but not required.
• Proven ability to build and maintain strong relationships with new and existing clients.

Personal skills

• Analytical Mindset: Possesses strong analytical skills and a natural aptitude for problem solving, with excellent judgement and decision making capabilities.
• Commercial Acumen: Demonstrates a proactive approach to driving results, with a strong understanding of business dynamics and financial markets.
• Effective Communicator: Highly proficient in presenting complex ideas clearly and confidently, both in writing and in person. Able to produce comprehensive, well-structured reports.
• Organised and Detail-Oriented: Maintains strong organisational skills and meticulous attention to detail, ensuring accuracy and consistency in all work.
• Motivated and Resilient: Shows a proven work ethic, hunger to succeed, and the motivation to go above and beyond in delivering client outcomes.
• Curious and Growth-Oriented: Displays a high level of intellectual curiosity and a commitment to continuous learning and professional development.
• Positive and Professional: Maintains a consistently positive attitude and professional demeanour, even under pressure.
• Technologically Competent: Demonstrates general IT proficiency and the ability to quickly adapt to new systems and tools.

Salary 

• Level 4 Salary is £65K base
• Chartered is £75K base

PLUS A discretionary quarter bonus, 50% on any new fees and other additional bonuses.